Terms of Use

By accessing or using novamastersconsulting.com, you agree to the following terms and conditions. Please read them carefully.

1. Intellectual Property

All content, including but not limited to text, images, books, logos, and designs, is the intellectual property of Nova Masters Consulting and may not be copied, reused, or redistributed without written consent.

2. Digital Products

All products sold are digital; no physical delivery will occur.
Products are for personal, non-commercial use only.
Purchase grants access/download rights as specified at checkout.

3. Consultation Services

Consultations are for educational and informational purposes only.
They are not intended as legal, financial, or medical advice.
No outcome is guaranteed; results vary by individual.
Rescheduling requires 24 hours’ notice; otherwise, session is forfeited.

4. User Responsibilities

You must be 18 years or older to use this site or make purchases.
You agree to provide accurate information for all transactions and communications.

5. Refunds and Disputes

Due to the nature of digital content and consultation services, all sales are final. No refunds are offered unless explicitly stated in our Refund Policy.

6. Account Management

You are responsible for maintaining the confidentiality of your account and login credentials.
We reserve the right to suspend or terminate accounts for violations of our policies.

7. Email Marketing

By subscribing, you consent to receive emails from Nova Masters Consulting.
You may unsubscribe at any time via the link provided in each email.

8. GDPR/CCPA Compliance

We are committed to protecting your privacy in accordance with GDPR and CCPA regulations.
Opt-in/opt-out choices are clearly presented at data collection points.
For inquiries, contact our designated Data Protection Officer via our Contact page.

9. Governing Law

These terms are governed by and construed in accordance with the laws of Malaysia. Any disputes shall be resolved in Malaysian courts.

By continuing to use this site, you acknowledge and accept these Terms of Use.